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USCCA Pulls Out Of New Jersey

It recently came to our attention that the US Concealed Carry Association recently had to pull their services off the shelf for New Jersey gun owners due to the actions of governor Phil Murphy. 

Governor Murphy signed an executive order that directed New Jersey’s Department of Banking and Insurance to prohibit the sale of “insurance products that encourage the improper use of firearms.”

On Sept 10, the governor of New Jersey, Phil Murphy, signed an executive order directing New Jersey’s Department of Banking and Insurance to prohibit or limit the sale of insurance products that encourage the improper use of firearms.  

Now, USCCA membership isn’t insurance, and you and I both know our membership does not encourage the improper use of firearms but it appears the State of New Jersey may not agree with us.  As such, we have received a notice of inquiry from the state of New Jersey about our membership program. 

To ensure our long term ability to provide membership to as many responsibly armed Americans as possible, we are suspending selling new memberships and renewing existing memberships in New Jersey as we work our way through this state inquiry.

This is sadly not the first time this has happened. USCCA also recently had to pull out of both Washington and New York states for similar reasons.

We always recommend that you stay covered as long as you can, in case you ever find yourself up that proverbial creek. What this means, is that you must use another company once your USCCA coverage runs out. The problem here, is that when USCCA pulls out of a state, most of their competition follow suit pretty quick. The keyword there, is “most.” 

More on this in a moment. But first, let’s discuss what the problem is for USCCA and some of the others.

The problem, even though they’re not “insurance” as far as the traditional definition of the word describes, they do list each member as a beneficiary of their coverage. Because they list beneficiaries, they’re regulated a lot like a regular insurance company is. Therefore, when state officials are told to limit or prohibit any insurance for “improper use of firearms,” they’ve got no choice to pull out, or get into some sort of trouble with that state which they obviously don’t want to do. 

The only company who doesn’t usually pull out of a state because they’re set up a lot differently is CCW Safe. CCW Safe is a form of “captive insurance” where there are no beneficiaries listed. If you need to use your firearm in defense of life, as a member you contact them and they cut a check directly from their own bank account. 

Because of this, they’re not held to the same regulations as the rest of these companies are. I suggest that if you’re a member of USCCA, US Law Shield, or one of the others, that you compare the coverage you get in our chart

I also recommend you learn more about CCW Safe and how they’re set up in this article. Then, we compare CCW Safe and USCCA here. If you already know you want to look into getting CCW Safe to cover you in NJ or any of the other states will will undoubtedly follow New Jersey, Washington, and New York’s footsteps, click here

And as always, we appreciate any thoughts you may have on this, in the comments section below.

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7 Responses to USCCA Pulls Out Of New Jersey

  1. Jeff Alexander October 7, 2019 at 6:56 pm #

    How does carry “insurance” “encourage the improper use of firearms”? Isn’t use of a firearm for self defense the proper use of a firearm? Isn’t that, at least in part, what Heller provides? Sounds like an unconstitutional order waiting for a law suit!

  2. Dennis Bader October 7, 2019 at 8:39 pm #

    so how do they get away with this when it’s obvious you do not encourage the improper use of firearms??????????some kind of extortion,arm twisting or backroom dealing, it seems illegal,does it not?

  3. Edward Mercer October 8, 2019 at 9:37 am #

    Typical liberal Dems. They want to control everything

  4. Jim October 8, 2019 at 3:02 pm #

    Seems by that logic that AAA and State Farm encourage reckless driving. I’m quite sure that deaths from auto accidents far outnumber deaths from self defense firearms use.

  5. Rudolph Marchand October 8, 2019 at 5:14 pm #

    does dying violate and invalidate life insurance?

  6. Ricard D. October 8, 2019 at 11:40 pm #

    Just move out of communist NJ.
    I absolutely hate NJ.

  7. Robert J Murphy October 11, 2019 at 8:09 pm #

    To me that governor couldn’t be more wrong. Having what the USCCA provides is what responsibly armed gun owners and concealed carry licensees is all about, that is being responsibly armed and taking steps to show people that you are a responsible person and understand your second amendment rights as an American with inanielable God Given Rights.

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